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Quick Facts

Palm Cay 55+ Retirement Community 

8085 SW 106th Place, Ocala, Florida 34481

  • Below $100k – Low $100s
  • 795 Homes
  • 55+ Age Restriction
  • Resale Homes Only

Palm Cay Photo Gallery

Palm Cay: An Affordable Gated 55+ Community

Palm Cay 55+ Retirement Community is Located in Ocala, Florida, Palm Cay is a gated 55+ community that offers a vast array of model home units to suit your budget. From small- to medium-sized homes, you’ll definitely be able to find one that’s right for you.

Some 55+ communities are gated in Palm Cay. Some are not.

If you’re looking for a gated 55+ community on a limited budget, then the Palm Cay is for you.

The concept of living in a gated community is now attracting a lot of folks, more so active adults like you.  According to, gated communities are now increasing and appealing to many folks.  For starters, it provides safety and security. So, it’s not surprising that most 55+ communities have taken up the same concept.

The thing is, some seniors might think that gated communities are expensive. Well, truth is, there are some that are pretty costly. The good news is that there are some that aren’t and Palm Cay is one of the most affordable gated communities in Ocala, Florida. 

Despite it being an affordable gated community, it’s not, in any way, short of top-rated facilities and amenities that can aid in providing you an active adult lifestyle.

Take a look at the facilities, amenities, and other awesome features that make Palm Cay not only a premier 55+ community but also a very affordable one.

Palm Cay Facilities and Amenities

Gated 55+ communities offer facilities and amenities to ensure their residents are active and healthy. So, if you’re seriously considering living in a gated 55+ community, you need to gauge the facilities and amenities. However, you should not be gauging the facilities and amenities according to the grandeur of things but according to what you really need.

Ask yourself, do you really need a golf course? Some folks get intimidated with a gated 55+ community simply because of the many grand facilities and amenities it offers. Of course, it’s going to cost more if a gated 55+ community offers golf courses but if you’re not really into it and have no interest in taking it up, then move to the next gated 55+ community that offers top-rated facilities and amenities suited to your needs.  You are most likely to end up with Palm Cay.

Despite being an affordable gated 55+ community, the Oasis Clubhouse inside Palm Cay offers more than enough amenities to suit your active adult lifestyle. It features a state-of-the-art fitness center for you to work out any time of the day.

The Oasis Clubhouse is a hub for all social and sports activities in Palm Cay. It features an Arts & Crafts Studio in case you want to sign up for some classes. If you’re single and all set to mingle, you can join the Single’s Club.

One distinct club that makes Palm Cay standout is the fact that they have The Sunshine Club. This club spreads a ray of sunshine to a resident who might be going through some hard times. Having a club such as this will keep an active adult not just physically and socially fit but mentally fit as well.

There’s also a Card Room where you can play bridge and poker with your friends.

The Oasis Clubhouse is also home to the many parties and events of Palm Cay.

There’s also a variety of outdoor sports to keep up with your active adult lifestyle. Truth be told, golf isn’t the only outdoor sport for the active adult. There are a lot more outdoor sports like swimming, tennis, bocce, horseshoe pit, and shuffleboard to keep a young-at-heart adult like you active.

The Palm Cay offers an outdoor pool & spa, tennis court, 2 bocce courts, horseshoe pits, and shuffleboard courts. You can also take advantage of the many walking and biking trails to add to your cardio activities.

There’s no doubt that you can do so much in this affordable gated 55+ community.

Palm Cay Homes

There are only 795 homes in Palm Cay. That makes Palm Cay a very intimate gated community. Some of the homes were built as early as 1985. The rest of the homes were completed sometime in 1992. Nonetheless, all homes are available on a resale basis only. 

Palm Cay offers traditional single-floor homes with square footage varying from 800 to 1500.  All these homes are on spacious lots, providing lots of privacy for residents. They even have the option to fence off their spacious verdant land.

The open-floor designs of the homes not only provide perfect ventilation but also huge living space. Even if you choose the coziest home size, you’ll still be getting a wide-open living area.

Palm Cay homes can feature one, two, or three bedrooms. That gives you a lot of options to find one that suits your budget.

Palm Cay is an Affordable Gated 55+ Community in a Prime Location

According to the Experts Ocala is a pretty affordable place to live in. With its overall cost of living at 83.8, it’s a lot lower than 100. One hundred is the average of the cost of living in the United States.

Despite the low cost of living in Ocala, you’re guaranteed to be in a prime location. The central location Ocala provides a ton of exciting destinations for you to explore.

Right within the Ocala area, you’ll find scenic destinations to explore. Since Ocala is known for its many preserved forests, parks, and wildlife; you will never run out of panoramic destinations to explore. There’s the Ocala Tuscawilla Park and Coehadjoe Park.

Ocala, being the thoroughbred capital of the world, brings you closer to the best breed of horses. It’s almost hard to imagine that this very affordable area is home to the most expensive thoroughbreds. World-class horse farms and ranches are all over Ocala. Even if you’re not a horse lover, the farm and ranches are a must-see as well.

There are a lot of other awesome activities that you can enjoy in Ocala. Whether you’re an art connoisseur or not, you’ll appreciate the Salvador Dali Museum. After all, the surrealist artworks of Spanish painter never fail to interest anyone. Other interesting museums such as the Don Garlits Museum of Drag Racing, Webber Gallery, and Appleton Museum of Art are also just within the Ocala area.

The activities that you can do within the area are very diverse. For more exciting activities, you can always do some short-distance driving to nearby cities such as Tampa, Orlando, and Gainesville; to see other cool destinations.

Thanks to Ocala’s prime location, these exciting activities are all within the range of the gated Palm Cay community.

So, if you think living in a gated 55+ community is expensive, think again.

A gated 55+ community like Palm Cay is not too expensive for an active adult like you. If you know exactly what you want and you’re not easily awed by unnecessary amenities that don’t even suit your needs, you’ll find the Palm Cay a very affordable gated 55+ community.

Are you looking for a gated 55+ community?

Do you want to have more options for your budget?

Well, then it’s time to visit Palm Cay.

You’ll find everything you need here at a price that’s very affordable.

Palm Cay Amenities & Lifestyle

  • Oasis Clubhouse
  • Fitness Center
  • Arts & Crafts Studio
  • Card Room
  • Catering Kitchen
  • Library
  • Billiards
  • Outdoor Pool & Spa
  • Outdoor Patio
  • Tennis Court
  • 2 Bocce Ball Courts
  • Horseshoe Pits
  • 6 Shuffleboard Courts
  • RV Parking
  • Walking & Biking Trails

Palm Cay 55+ Retirement Community Clubs, Groups, Activities & Classes

There are plenty of activities available in Palm Cay. Here is a sample of some of the clubs, activities and classes offered here.

  • Art
  • Bingo
  • Bocce Ball
  • Bowling
  • Bunco
  • Canasta
  • Clogging
  • Crafters
  • Flamingo Club
  • Golf Club
  • Horseshoes
  • Line Dancing
  • Mah Jongg
  • Mexican Train
  • Pinochle
  • Poker
  • Quilters
  • Red Hat
  • Republicans
  • Scrabble
  • Shuffleboard
  • Singles Club
  • Sunshine Club
  • Table Tennis
  • Tennis
  • Walk Aerobics
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